Risk Analyst

Building at Check

At Check, we make paying people simple. In doing that, we're not just building our own business— we're building payroll businesses together with every one of our partners. As the inventors of embedded payroll, we're redefining how people get paid and making it easier for payroll businesses to launch, grow, and thrive. Check out the full story | Tune in.

Check is far more than just API infrastructure. We're a springboard for building and scaling payroll businesses.

Our Team

Payroll is broken. Come fix it alongside a team that's as passionate as you are! At Check, you'll use creative problem-solving, critical thinking, and grit to impact every business we build. We view problems to solve and jobs to be done as opportunities to contribute to the solution; we ignore conventional role boundaries in favor of the unique strengths and value each builder brings to our team and to our mission.

Join us if you're ready to roll up your sleeves and redefine payroll. Let's simplify the complex, make a real impact, and create a better future for businesses of every size.

The Work

We're seeking a Risk Analyst with a sharp eye for investigating entities and transactions and process improvement. You'll help shape our risk strategy and processes while collaborating closely with partners, compliance, legal, ops, engineering, and product teams to support customers, reduce risk, and build smarter systems.

In this role, you will:

• Own and execute company reviews, payroll monitoring, and related processes with precision and clear communication across teams, partners, and customers.
• Build and maintain risk policies and processes, training teammates and partners as needed.
• Partner with Product & Engineering to improve risk tools, processes, and systems.
• Escalate potential fraud incidents, document insights, and drive resolutions with cross-functional teams.
  
  

Many backgrounds could fit this role, but ideal candidates will have some or all of the following:

• Have 3 - 5 years of experience in risk and fraud investigation or a similar fintech analytics role
• Are detail-oriented and able to manage investigations from start to finish.
• Excel at time management and handling multiple cases simultaneously.
• Communicate clearly and professionally with both internal teams and external parties.
• Have worked in a fast-paced, data-driven environment.
• Are eager to refine processes and drive efficiency improvements.
• Are curious and willing to learn new tools and skills (SQL experience is a plus, but not required).
• Ability to work Pacific Time Zone hours
• Ability to attend our annual 3-day company offsite in the fall
  
  

We build best when we come together on level ground.

Travel and Office Policy

The Check team is distributed across the US, and we have offices in New York City and San Francisco. While we embrace remote work, time together in person is where we do our best work. We offer ample opportunities and encourage employees to attend team off-sites, events, and hackathons a couple of times a year! We expect all employees to attend our annual 3-day company retreat in the fall.

For our in-office and hybrid employees, our offices are open all week. We provide meals on Tuesdays and Thursdays, and the team hosts regular happy hours, game nights, etc.

What we offer:

For full-time employees, Check offers company-sponsored medical, dental, vision, short-term/long-term disability, and basic life insurance coverage, effective on their first day of work. We also provide stock options, flexible PTO and sick leave, 16 weeks of fully paid parental leave for all new parents, flexible return-to-work, 9 annual holidays, a 401k retirement plan, and a $100 monthly stipend for home internet and mobile phone expenses.

The actual annual salary for this role depends on each candidate's experience, qualifications, and work location. Most new hires are placed near the midpoint of this range to ensure fairness with our existing team's compensation.

• The expected range in San Francisco, New York City, Los Angeles, and Seattle is between $90,000 and $100,000.
• The expected range for all other locations is between $76,500 and $86,500.
  
  

We accept applications on an ongoing basis with no specified deadline.

Remote work at Check requires the ability to perform all responsibilities without distraction or disruption, while maintaining quality, effective communication, and productivity.

Check is proud to be an Equal Opportunity employer. We do not discriminate based on race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, provided they are consistent with applicable federal, state, and local laws. Check is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process.

Check participates in E-Verify and will provide the federal government with Form I-9 information from all new employees to confirm that they are authorized to work in the U.S. Check does not use E-Verify to pre-screen applicants.