Software Engineer, Underwriting

About the Company

Move money. Make money. Finix is a full-stack acquirer processor, empowering businesses of all sizes with flexible, modern payment solutions. Processing billions of dollars annually, Finix enables SaaS, marketplace, and e-commerce platforms to accept payments, manage payouts, and onboard merchants seamlessly. With our no-code, low-code, and developer-friendly tools, businesses can get up and running in hours—not months. Finix has raised over $175M, including a $75M Series C led by Acrew Capital, with participation from Lightspeed Venture Partners, Leap Global, American Express Ventures, Bain Capital Ventures, Homebrew, Inspired Capital, Sequoia Capital, Visa, and others.

About the Role

When Finix services fail, human beings are not getting their money they need to survive. There is no room for failure or inaccuracy. You would be joining the team delivering the latest exciting Finix initiative: Underwriting. Underwriting is the process of determining which merchants are permitted to use the Finix platform. The Underwriting Team's charter is to deliver an underwriting system that is an unbiased, automated merchant underwriting process, minimizes the opportunity for fraudulent merchants, and is easy for customers, the Finix support team, and the Finix customer success team to use.

Responsibilities

• Create quality code and associated tests that eliminate stress in other teams and our customers
• Ensure that the merchant underwriting process is unbiased
• Understand and demonstrate the importance of handling sensitive financial data about fellow humans
• An eagerness to actively improve the product and culture
• Compassionately assist other team members to improve and be open about asking for assistance

Qualifications

Have 4+ years of experience and several life-cycles of designing and building systems using Java

Required Skills

An appreciation for code, maintainability, testability, and clarity

Preferred Skills

A depth of experience along with a strong sense of what is readable, maintainable code

Pay range and compensation package

Base Salary Range: $160,000/yr to $210,000/yr + equity + benefits

Equal Opportunity Statement

Finix is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected class.