Underwriter

The Group Insurance Underwriting Department supports the needs of small to mid-size companies nationwide and offers these businesses a superior customer experience on a broad base of group insurance solutions. Our full portfolio of products and services enables companies to customize benefit plans to meet their employee’s needs. In addition to dominating the small end of the employer market, Guardian is focused on growing and enhancing our competitiveness for New Business and Renewal Underwriting employer groups



For this occupation we provide:

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  On the job training and mentoring
  


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  Real time and consistent feedback
  


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  Dedicated mentors, managers, and peers to assist with onboarding, training, career and leadership development
  


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  Broad knowledge of cross-functional initiatives, experience, and career contacts
  


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  Opportunities to interact with managers and senior leadership
  

You Will

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  Assess information available and make effective risk decisions in accordance with established company guidelines and procedures, eventually leading to new business sales and continuance of existing business
  


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  Act as a consultant to internal partners and customers, providing benefit recommendations to potentially improve program financial performance and the customer’s retention and satisfaction results
  


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  Effectively negotiate risk appropriate pricing and plan designs with distribution team
  


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  Develop and position recommendations to drive favorable results
  


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  Be responsible for relationship management and a positive customer experience
  


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  Effectively work as part of a regional Underwriting Team. Proactively supporting sales by effectively managing cases, identifying trends and opportunities
  


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  Perform financial analysis to determine risk classification according to company guidelines
  


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  Communicate with the salesforce, brokers, and internal partners to acquire necessary information, solve problems, and convey decisions
  

You Have

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  College Degree BS or BA required
  


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  2 years of experience as an Underwriter or a Sales/Distribution role in group insurance is required
  


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  Strong analytical skills with the ability to evaluate large quantities of data, ask probing questions and derive conclusions coupled with the ability to make accurate decisions in a limited timeframe
  


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  Strong math skills to analyze financial data
  


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  Demonstrated ability to solve problems creatively
  


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  Exceptional interpersonal skills including written and verbal communication skills
  


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  Proven organizational skills and ability to multi-task
  


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  Demonstrated leadership skills work or college experience
  


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  Experience in using Microsoft Outlook, Word, Excel and PowerPoint applications
  

Location

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  Work from home flexibility. You can work from any Guardian office locations in Bethlehem, PA; Holmdel, NJ; and Hudson Yards, NY. We will consider fully remote candidates if experience is aligned
  

Salary Range
$56,680.00 - $85,015.00


The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation



Our Promise



At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards


Inspire Well-Being



As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues



Health Care

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  Choice of [high deductible/copay] medical plans* with prescription drugs, including coverage for fertility and transgender inclusive benefits
  


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  Dental plan
  


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  Vision plan
  


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  Health care accounts – flexible spending, health reimbursement, and health savings accounts
  


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  Critical illness insurance
  

Life and Disability Insurance

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  Company-paid Life and Disability insurance plus voluntary supplemental coverage
  


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  Accident insurance
  

Retirement and Financial

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  401(k) retirement plan with a company match, plus an annual age/service-based Company contribution and an annual profit-sharing contribution, if applicable
  


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  Complimentary 1:1 financial guidance with a licensed Fidelity representative
  

Time Off and Remote Work

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  Flexible work arrangements (part in-person/part remote)
  


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  Unlimited paid time off for most roles plus time off for volunteering, jury duty, voting, and bereavement
  


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  Personal holidays for colleagues to use in recognition of religious, cultural, or civic days
  


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  Paid parental leave and paid family and medical leave policies
  

Emotional Well-being and Work-Life

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  Emotional well-being, mental health, and work/life resources powered by Spring Health
  


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  Wellness programs, including fitness program and equipment reimbursement
  


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  Child, adult, and elder back-up care support through Bright Horizons
  


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  Adoption assistance
  


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  College planning
  


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  Tuition reimbursement
  


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  Student loan assistance
  


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  Commuter benefits in select metropolitan areas
  

Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.



Equal Employment Opportunity



Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law



Accommodations



Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact

[email protected]
.